Spot the signs of mental illness in children

Spot the signs of mental illness in children

Mental illnesses affect people of all ages, but we tend to associate them with adults more than children. This is because adults are more likely to express their feelings and let on that they have mental health issues. You’ll often come across an adult saying they’re depressed or have anxiety, but it’s incredibly rare to hear a child say any of these things.

More to the point, adults are more aware of mental health compared to kids. Children aren’t taught about mental illness, so they have no idea when they’re suffering. However, the fact remains that children do still suffer from a range of mental health problems, often from a young age. As such, you have lots of kids with mental issues that don’t know they’ve got problems so can’t ask for help. This leads to the issues developing even deeper, and they grow up with severe mental health problems that are harder to cure.

Keeping all this in mind, I think it’s important we learn the telltale signs of mental illness in children. If you have kids of your own, you will find this incredibly useful for caring for their health. It’s also handy if you work with kids as a childminder, teacher, nanny, and so on.

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Mood Swings Before School

Children can suffer from a range of different mental health disorders. However, anxiety disorders are probably the most common. This includes general anxiety, fear of social situations, or obsessive-compulsive disorder. A child that has any mental issues related to anxiety are likely to experience severe mood swings, particularly in the morning before school. They could be happy in the evening, still be a bit happy when they wake up, then all of a sudden flip when you get near the school gates. They don’t want to go in, they don’t want to go to school, and they’re visibly upset every morning.

Children who have anxiety don’t like going to school because it triggers their mental illness. The stress of working combined with being forced into social situations causes feelings they don’t like. Naturally, they have no idea what these feelings mean, they just know they don’t like them, and that they get them at school. So, they don’t want to go at all.

If you see your child or a child you work with, get really upset every morning before school, it could be a sign of a mental health disorder. Thankfully, kids can get help overcoming anxiety to the point where they’re comfortable going to school. As with all health issues – mental or physical – the sooner it’s treated, the easier it is to overcome.

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Bad Concentration

In general, young children aren’t the best at concentrating when they’re doing school work. However, the older they get, the better they become at this. Furthermore, they might struggle to concentrate when doing work, but they’ll concentrate fine when doing something they love.

But, if you come across a child that can’t sit still for more than a few seconds, regardless of what they’re doing, it could be a sign of a mental health problem. Primarily, it’s a sign of a highly common disorder called ADHD. I’m sure you’ve heard of this before, it’s when children have problems with their attention and are very hyperactive. They can’t help it, but it’s a problem that affects their lives and can make it hard for them to go to school as they distract others and don’t do any work.

Now, you do still find some adults with this problem, but it’s more common in children. This is purely because adults that had this issue as a kid probably got help to deal with it. As they grew up, they learned to control their symptoms and not let ADHD damage their life. If you spot a child that seriously struggles to concentrate, it could be because they have this mental illness.

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Changes To Their Eating Habits

A lot of people don’t realize this, but eating disorders fall under the category of mental illness. Anyone with an eating disorder is affected by a problem in their mind that forces them to think a certain way about how they eat. This leads to people either over or under eating. Eating disorders are common in children, particularly young girls.

The biggest telltale sign of an eating disorder is a change in the child’s eating habits. If you notice a child suddenly stops eating their food or is constantly binging, it may be a problem. Lack of eating is perhaps the most serious sign here, as it’s very unusual for a child to just stop eating. A change in eating habits is normally accompanied by physical changes such as rapid weight loss or gain. Look out for both as it could be a warning sign.

As mentioned before, dealing with a mental issue earlier in someone’s life will yield the best results. It’s important you step in and take action if you see your child change their eating habits dramatically. Talk to them, see why they’re not eating, and take them to get professional help.

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Social Awkwardness

Normally, children are more than happy to talk away to anyone they meet. If you have kids and have ever taken a bus journey with them, you’ll know they love talking to strangers. Children don’t tend to be socially awkward, which is why a child showing signs of this should be questioned.

A socially awkward child can be a sign of mental health problems such as Aspergers or autism. Issues like these can later develop and cause feelings of depression or anxiety, so they should be taken seriously.

My advice is to watch how your child interacts with other kids, are they playful, do they sit on their own, do they look awkward? If they seem to have trouble talking to anyone or interacting with others, it might be worth seeing a doctor and taking autism tests.


Spot the signs of mental illness in children, and you can help deal with issues before they develop. Share this article with other parents or people that work closely with kids. It’s important we figure out mental health problems from a young age!

 

 

How to make a small home work for your large family

How to make a small home work for your large family

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Large families with two or more children tend to struggle when it comes to finding somewhere to live. If you have a large family and are living in a small home, you’ll know how hard life can be. There doesn’t seem to be any space, and you feel like you have to move into a bigger house. This can cost way more money and be completely unaffordable.

What can you do? Well, you could start saving for a bigger place to live, or you could make more out of what you’ve got. Keeping that in mind, I have some advice that all families can benefit from, particularly large ones living in a small home. Read on, and you’ll find out how you can make a small home work for you.

Sharing Bedrooms

It’s highly possible for a family of five to survive with only two bedrooms. Especially if you have young children between the ages of around 0 and 10/11. All you have to do is stick all your kids in the same bedroom, so there’s no need for any extra rooms. Now, you could have a room spare to turn into a playroom or something more practical for your family. How can you fit three kids in one room? It’s easy if the room isn’t large enough for three single beds, then you’ve got triple bunk beds to help you out. This gives all three kids a bed and frees up loads of space in their room too. So, they can rest comfortably, enjoy a cool bunk bed, and have plenty of room for activities.

Smart Storage

One of the worst things about having a large family is that you make a lot of mess. Having multiple kids means there will be loads of toys everywhere, and your home gets cluttered up easily. To solve this, you need some smart storage space. Buy things that have dual functions and serve a primary purpose while doubling up as storage. I’m talking about a footstool that opens up to reveal storage space or a bed for you and your partner that has storage underneath. Find ways of storing all the clutter out of sight, and you will make your home feel much bigger.

Open Plan Living

This final tip might take some work, but it’s well worth the hassle. Instead of spending money on a new home, why not invest in a renovation? Design your home, so you’ve got an open plan living design going on. Your dining area opens up into your lounge, and it creates one gigantic area, compared to two separate rooms. As a result, you feel like you have way more room and you don’t feel as crowded and cramped. It helps your house feel less claustrophobic

By applying these tips to your home, you can make a small house work for your large family. Now, you don’t have to worry about finding somewhere larger to live – at least not until your kids are more grown up and can’t share a room. But, by then, you should have enough savings to make a move without worrying about money.  

Getting the right gift for your special someone

Getting the right gift for your special someone

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Christmas is nearly here! And as exciting as that sounds it can also herald that stampede of spending to buy gifts for that magical day of giving. Christmas is a day for giving and spending time with your loved ones, and you want to get them a gift that they’ll truly love and not something they’ll fake-smile at and will spend the next year in a boxed, destined to be regifted next Christmas.

But figuring out the right gift for the right person isn’t always as straightforward as you’d like. There are so many ideas out there, and the fact that throughout the year you remember them saying they would love a certain thing, but now that it’s Christmas their answer is ‘nothing’. Which is as frustrating as it is wrong.

Here are some simple ideas to help you figure out what to get people this year:

Gifts For Him

This ‘him’ might be a brother, father, boyfriend, husband, nephew, or any other male person on your gift-list. And where every person is different, there are some generic things that most men want or use.

With the influx of beard-growing, beard care has grown with it. Fashionable grooming kits and waxes are everywhere online and in shops.

Each man carries around money and cards, so why not get them a new wallet? Make it more personal by having their initials embossed on the front or their favorite football team or band’s emblem.

Gadgets are a man’s best friend, and they often have many of them. You can find unique gadget holders for phones, tablets and any cables that go with them, on sites like notonthehighstreet.com.

You can get more ideas from sites like http://www.giftbeta.com/ultimate-list-of-stocking-stuffers-for-men-50-ideas/, where you can get even more specific ideas for your male giftee.

Gifts For Her

Again, all women are different, and again there are some things that can be found being used or wanted by most women. And where most women hate being fitted into a box, the fact that these gifts are top sellers.

Makeup bags are used by the majority of women, so why not get her a personalized one? You can have her name on there, a favorite quote or some silly quip you think will make her laugh.

Every girl likes a bit of pampering, so think about purchasing a subscription to something like GlossyBox where she can get products sent to her once a month. It’s a gift that keeps on giving.

Jewelry – as the song goes ‘diamonds are a girl’s best friend.’ You don’t have to splash out on diamonds, but the right piece of jewellery can be a great gift. Take note of whether they prefer necklaces or rings, and whether they have their ears pierced or not before buying.

Check out notonthehighstreet.com for some more great ideas for gifts for her.

Gifts For Couples

When it comes to buying for two people at once, things can get trickier. Here you have two people that can be completely different and have different tastes – opposites attract, right? But a great way to overcome this is to buy them an experience – that way they have a day out together where they can make some new, hopefully fun, memories.

Skydiving might not be for everyone, but with both outdoor and indoor options available, most couples would go for it. Dinner and a show is a timeless option for a reason. Lastminute.com has some great deals for both so your couple can make a night of the occasion. Have a wine lover on your list? Winetasting is great for connoisseurs and for people who just love wine. You can find a local vineyard, or choose one further afield so that they can make a mini-holiday out of the excursion.

Find more deals and ideas at The Last Minute.

Gifts For Grandparents  

Finding the right gift for your grandparent can be so much fun and a chance for you to show them how much you love them. As life goes on, you appreciate different things, most likely, the memories you have and the joy of your family.

Spa breaks are a great option for grandparents – they can enjoy the time being pampered and waited on, and having those aches and pains washed away for a day or two.

Personalised photo frames are a beautiful and simple way to show them they are loved. Fill it with a picture of the family, and they will treasure it.

Hobby specific presents are great for retired people – gardening caddies, baking equipment, or a sewing box – what do they love and how can you make it better and easier for them?

Find Me A Gift has some fun and thoughtful ideas that would suit all grandparents.

 

 

Turning a family trip into an educational experience for your kids

Turning a family trip into an educational experience for your kids

Going out for a weekend break or an afternoon trip with the family is relaxing, fun and can even be educational. However, you’ll need to pick and choose the right locations if you want the experience to be enjoyable and not boring for your kids. The key is to have a balance of fun and education. To help you out, we’ve listed a couple of places to visit with your kids that will teach them new things about the world.

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Zoos and Aquariums

Taking your kids to a zoo or aquarium can teach them a lot about the animal kingdom. They’ll learn where the animals come from, how they survive in the wild and also be inspired. Educational tours and speeches can be mixed with fun shows to give your child lots of new knowledge. Take a look at a zoo or aquarium website and check the events they’re currently showing. Some are seasonal, meaning if your child has a favorite animal you may want to book tickets or plan a trip when those animals are available.

Science and History Museums

Visiting a science or history museum is a budget way to keep the kids entertained. Many museums are free to enter, meaning you can just walk in and donate if you enjoyed the experience. Exhibits are always changing, so make sure you take a look at the website of a museum before you plan a trip. This will ensure that there’s something interesting to look at or check out before you arrive.

Recycling Centre

Recycling is one of the most important responsibilities of the modern age. It’s one of the key aspects of green living and can help to preserve the environment. Teaching your kids about the world and where their recycled materials end up can motivate them to do better for the world, making this an eye-opening and educational experience and not so much for entertainment.

Fire Station or Police Station

Children love to play with toys and figures of firefighters and police. A guided tour of one will teach your children how emergency services work, the risks the staff put themselves at to save lives, and they might even feel inspired to follow the same path in the future. It will teach your children to respect the emergency services for the hard work they put into keeping order and helping others.

Country Farms

A farm is a fantastic field trip idea because there are just so many options. You could take your kids to see pigs and cows on a farm and teach them about their role in the ecosystem, or you could take them to a crop farm and teach them where their food comes from. If you live near the countryside, then you could always contact the farmers to see if they would be willing to give you a short tour. However, you can also find guided farm tours on the internet if you look around. The locations might be a little more limited, however.

 

3 tips for getting your teen road ready

At some point in the future, all parents will have to think about helping their child to pass their driving licence and get on the road. The issue is that most people have no idea where to start when it comes to assisting their loved ones. So, use some of the tips below to ensure you give your kids all the support they require.

 Take them out in your car

 Alongside their official driving lessons, parents should consider taking their kids out for a drive whenever they get a spare few minutes. Try to head to shopping center car parks and places where there isn’t a lot of traffic. Those extra hours spent in your vehicle should mean your little ones pass their test as quickly as possible.

 Test their theory knowledge

 It’s vital that all drivers understand road theory, and there are many textbooks and smartphone applications available to assist with learning. However, parents can help their kids by testing them during the evenings before they go to bed. Make sure you get involved!

Get them a car

 Human beings are sometimes like donkeys in the fact that you have to dangle a carrot to get them to move in the right direction. Getting a car for your child ahead of time could encourage them to get on the road much faster than they otherwise would have done.

 So, now you just have to put that advice into action to ensure your child passes their test. You can also check out the infographic below for information on the most cost-effective ways to get a car.

 

Created by auto.loan

Why pets are the loves of our lives

Why pets are the loves of our lives

Pets and children are akin to each other. As parents of a household, we mop them up, clean up their messes, feed them, and most importantly we love them unconditionally. Yet, more and more people are deciding to take a pet over a kid, meaning there has to be something about pets that people love a lot, especially the current generation. It’s human nature to form connections, and we domesticated our pawed pals for a reason. So what is it exactly that makes a pet the love of an owner’s life? Here are a few thoughts on that matter.

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Because They Return the Favour

Love is a strong force, and there are many variables involved that make or break it. However, when it comes to you and your pet, the love is going to run both ways.

Whether you have a cat or dog, or even a smaller four-legged friend, whenever they see you they’re going to cheer up and cheer you up. It’s been found that oxytocin, the ‘tend and befriend’ hormone that mothers get flooded with after birth to help them bond with their baby, spikes in both a human and a dog’s brain when they see each other.

It’s similar for cats. Whilst our human ancestors domesticated our canine buddies, the cats waltzed in and domesticated themselves. We didn’t mind that though, they’re the perfect hunters in bite-size packages! If a cat purrs upon seeing you or rubs up against your legs, it’s a great indicator you’re in their good books. Similarly, if they blink slowly around you, it means they trust you enough to be off their guard, which is amazing when considering the aforementioned hunter point.

They Help Us Be Better People

If we have a pet, we’re going to be more responsible, that’s just a fact of life. Yet, there are so many different ways in which to do so. Whether it be more exercise in your routine, waking up earlier to get things done in a day, or just having that compassion boost to our natures, pets can work wonders for us.

For example, eating healthier. When the dog’s doing it, we’re going to be doing it as well. If we have the power of the natural treat on our side, we can keep our pets in better nick for a longer life with us. You can visit this website selling off farm certified treats that use 100% organic meats, and give your canine or kitten a boost at dinner times when you put down their dried food.

Pets always have a big impact on us; whether it be because we were raised alongside them or they taught us how to love. Constant companionship is something we all want in our lives, and our pets are the ones who give it to us. It’s a distinctly human behavior to want an animal to run around with for no other reason than to have fun, and thus it’s in our nature to love them.

How to keep your home tidy with pets AND kids

How to keep your home tidy with pets AND kids

Busy family life might mean your home isn’t always as tidy as you’d like. Before you had kids, you probably kept a home that was in ship shape and maybe miss the days you could have visitors over at the drop of a hat! When there’s a million and one other jobs always need doing (and kids can be so messy) it can mean you can’t always maintain perfection. However you’ll be pleased to know that if you’re house proud and want to keep your home looking nice for when guests come over, there are ways to go about it- even when you have a mad house of children and pets.

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Designate Age Appropriate Chores

Designating chores for children depending on their age and ability not only helps you to maintain a tidy home, but teaches them responsibility too. You could get school aged children to hang up their coats and bags on a hook, and put their shoes in a cupboard when they come home from school. Fix hooks in your coat cupboard that they can comfortably reach and let them know that this where they put their belongings each day. Teach them to put clothes in the washing pile, and for children that are mature enough you could even give them the job of feeding a pet. Small children can be encouraged to help you pick up toys and put them away when they’re done playing with them. Get them into good habits and routines, while gentle encouragement and reminding is likely to be needed it will become second nature eventually.

Invest in Toy Storage That Matches Your Decor

If you don’t want your front room to look like a toy shop, your best bet is to invest in storage that looks like it’s part of the room. For example cube storage with fabric baskets, a storage ottoman or a storage footstool are all perfect ways to stash toys out of sight. If you designate a set number of toys which are allowed in the living room (you could rotate them now and again to keep it interesting) they can be easily put away after each use without spoiling the look of your room. That way if you receive the dreaded ‘I’m popping over in ten minutes!’ text from a friend or family member, you can quickly and easily get your living space in order.

Upgrade Your Home

Certain materials are far easier to clean than others. So replacing material sofas with leather will allow you to easily wipe down any spills or marks. Switching up carpet to wood or tile can make it easier to keep clean and if pets get fleas it can prevent infestations too. Companies like Pet-Lock sell products to keep fleas at bay, but if they are picked up and brought into your home the numbers can quickly get out of control. Carpet gives eggs and live fleas a place to hide whereas hard surfaces don’t. It also makes cleaning up mess from kids and muddy paws much easier too.

Keep Messy Activities For The Weekends

Things like baking and crafts are always fun to do with kids. But the aftermath of them can mean an awful lot of mess! Keep weekday activities to things that can easily be cleaned and tidied away, and leave the glitter, glue, baking materials or making mud pies in the garden for a Saturday or Sunday. That way you have the time to get it cleared up, and it’s not a mad rush getting everything back in order on a day that you’re already pressed for time.

How do you keep a tidy home when you have children?

Pregnant ladies: Are you “mom bod” ready?

Pregnant ladies: Are you “mom bod” ready?

Most women are warned time and time again of just how hard pregnancy and giving birth can be on the body. Even when the birth itself is relatively straightforward and trauma-free, it’s a fairly dramatic time for the body. The new mom bod isn’t just one that isn’t quite as tight and toned as it used to be. You can face a plethora of changes that can range from curious to downright worrying. Here, we’re going to look at some of the changes you can expect, including those that no-one has told you about.

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What not to worry about

Immediately after giving birth, there are going to be a few noticeable differences. For instance, you might find yourself losing more hair than ever before, with a pillow that’s littered with it. When you’re pregnant, your body is full of hormones that tend to reduce the natural hair loss we all have, making it noticeably more voluminous. The accelerated hair loss you might see after is just the body catching up with itself. The same is true for increased nighttime sweating. Your body is still storing a lot of fluids and it will take any opportunity to discharge them. Just in case you weren’t aware, permanent increases in breast and feet size is also to be expected.

After the motherly glow fades

The same brew of hormones that keeps our hair thick and glossy will also give us the “glow” that many people notice on pregnant women. However, it’s not often as pretty after we’ve had the baby. Melasma, also known as the “mask of pregnancy”, is the most common, manifesting as patches of more pigment in areas of the face. This discoloration never truly goes away but does fade over time and can be helped with better skin protection from UV rays and a diet rich in vitamins C, A, and E. There are other skin conditions common after pregnancy, such as hormonal acne, facial spider veins, and dry skin. These are all temporary, however. Dry skin can be treated immediately, while the former two may take months to rebalance.

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Activity is never not important

Heavily pregnant mothers should get plenty of rest and make sure they’re never pushing themselves too hard. However, the idea that you should have no exercise during pregnancy simply isn’t true. Certain pre-natal exercises can help you deal with the stresses of being pregnant and even help ease the process of birth. Post-pregnancy, you should visit MomsIntoFitness.com for help to get your body back to good condition. It’s not just about looks, but about helping to restore energy reserves and stamina after birth. Many mothers do suffer a general deterioration in physical health because they don’t exercise after pregnancy. Exercise will also help you lose the mom belly, but don’t think about trying to rush that. The increased size of the uterus has a lot to do with that belly and it needs time on its own to shrink back down.

Back to basics

One of the most common aches related to pregnancy is back pain. After all, you’ve been carrying a growing baby for nine months and, postpartum, you will be carrying them in your arms a lot. If you have back pain, there are plenty of factors to consider. Changing to a comfier bed and a chair that offers more support, for instance. Massage therapy and low impact exercises like gentle yoga can help de-stress the muscles and build a little strength and posture so your lower back doesn’t have to take all the strain.

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Shutting off the waterworks

It’s one of the slightly more embarrassing sides of having pushed a living human being out, but a lot of women suffer from incontinence for some time after pregnancy. There are a lot of different reasons for this as FitPregnancy.com shows, the most common being that this particular part of the body has been under a lot of stress and might be weaker than before. Kegel exercises can be hugely effective for managing this issue. However, if there’s considerable pain or discomfort while you pee, it might be the sign of a urinary tract infection or something else that warrants seeing your doctor.

The other kind of leaking

Not every woman suffers from temporary incontinence after pregnancy. The vast majority of them, however, will soon experience the well-known milk leaks from their breasts. Even women who don’t breastfeed are still going to be rather full of the stuff, so leaks are to be expected. Some only leak for a few weeks, others will keep leaking for months. There’s nothing wrong with them, so all you should really think about doing is anticipating them and making them a little less noticeable. You can stem leaks when you feel them coming by applying pressure to your breasts by hugging them with your arms. Otherwise, it’s a good idea to start choosing clothes that can disguise wetness. If you do leak, don’t use disposable nursing pads which can keep your nipples damp, resulting in soreness and infections. Use cloth pads instead.

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Not in the mood

It’s not as high a priority as some of the other issues on the list, but many women grow concerned about having a much lower sex drive after pregnancy. But there are plenty of reasons you might not be in the most intimate of moods. New mothers suffer plenty of stress and worry, for one, aided by hormonal fluctuations, as Parents.com states. Breastfeeding can also decrease estrogen levels in the body, which can go on to lower your sex drive. Instead, focus on non-sexual intimacy such as massages and cuddling in the meantime. In a few months, your level of desire should right itself. If it doesn’t, then see your gynecologist.

Just as it’s important to keep a close eye on your health and bodily changes during pregnancy, you should be acutely aware of any differences after you’ve had your baby. Never hesitate to ask your doctor or midwife about those changes, either. Many of the examples listed above are considered normal, but that doesn’t mean that you should skip getting a professional opinion on them.

Important things to teach your children about finances before they grow up

Important things to teach your children about finances before they grow up

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As a parent, one of the best things you can ever possibly do for your kids, apart from loving them and providing for them while they’re young, is to give them a solid grounding in managing money and achieving financial stability.

Knowing how to manage money wisely is a skill that could help us all to avoid a lot of difficult situations throughout our lives, so it seems strange that so few of us take the time to sit out kids down and tell them about budgeting, the pros and cons of credit and how to manage one’s finances so that one is never short of money.

If you want your kids to grow into responsible adults who don’t struggle with money worries more than they really have to, here are some simple things you should aim to teach them about money before they grow up and leave home:

No One Owes You Anything

One of the most important lessons anyone, let alone children, can learn about money is that no one owes you anything. A lot of children right now are growing up in environments where their every whim is catered to, and they always get what they want. These kids are going to have a rude awakening when they grow up and realize that they have to make it on their own. That’s why you should, right now, start drumming into them the fact that, if you want something, you have to be willing to work for it. You can do this by giving them an allowance only after they’ve completed certain chores and doing so will stand them in good stead for the future.

Debt Should be a Last Resort

With the exceptions of things like mortgages and student loans, which actually enhance life for most of us, and make us better able to reach financial stability, debts are something that should be used as a last resort only when absolutely essential. If you do take out an online loan, buy something with your credit card or borrow money from someone, then you will have to spend many months and years paying back not only your debt, but also the interest it accrues, which is why you should build up an emergency fund to cover any unexpected expenses. Sources of credit are always available should they really be needed, but it is never something that should be relied upon over and above good personal financial practices.

Everyone Should Have an Emergency Fund

When you’re young, you feel like nothing bad is ever going to happen to you and you tend to live in the moment. This isn’t a bad way to live, and I’m sure we’d all be happier for our kids to think in this way than for them to worry endlessly about the future, but when it comes to money, things are a bit different.

If you want to do your kids a really big favor for the future, start talking to them about the importance of putting a little money away each month into an emergency fund, which will cushion them should a financial storm hit which requires them to find a significant sum of money fast.

Money Can’t Buy You Happiness

Having enough money to pay the bills, put food on the table, and yes have a few of the finer things in life is what most of us strive for and to the extent that it keeps the wolves from the door and stops us from struggling it can buy us some happiness, but if you use money and buying lots of unnecessary stuff like designer clothes, flashy cars and overly expensive vacations in a bid to beat the blues and boost your mood, it is almost certain to fail. If you’re unhappy or depressed, you’ll still feel just as blue wearing a Prada dress as you will find a simple outfit and you might have the added worry of being short of funds, or even worse in debt. This is something that kids need to understand as soon as possible if they are to avoid going a little crazy in the spending stakes when they start earning their own money.

Live Simply

Life can seem pretty complicated at times, and we are all constantly bombarded with goods and services that promise to make our lives a little easier, but you know what? Nothing Makes live easier than living simply, buying only what you need and what you can afford, with the occasional(affordable) indulgence thrown in. If you live simply, you never have to worry about being over your head in debt, keeping up with the Joneses or trying to earn ever larger sums of money – you can just kick back and enjoy life.

Take Care of Your Credit

Kids need to learn that there can be lifelong repercussions to going crazy with credit cards or living on debt. They need to know that if you ruin your credit score by the time you’re 21, it could take a decade or more before it recovers and that means that you might not be able to get a home loan, car loan or even certain jobs, particularly those in the financial sector because of it. If you need to use credit, then you must be confident you can pay it back and make every effort to do so if you don’t want to mess up all areas of your life for years to come.

You Shouldn’t Judge People on Their Wealth

Judging people by how much money they make or how little they have in the bank is something that only shallow people do, and it is much more important to judge people on their character, which actually matters, than whether they have the latest car or the most expensive clothing. Teaching your kids this could help them to avoid the well-worn path of getting into more and more debt to keep up appearances and outdo their peers.

A Big Salary Isn’t Everything

Although earning a good living is something we should all strive for, a good living doesn’t necessarily mean the biggest salary you can get, and actually, it can often be worth taking a lower paying job that you love if it means you’ll get out of bed happy every day, enjoy your work and get to spend more time with your family.

Saving for the Future is Something You Should Do Now

If your kids start saving towards their future as soon as they have access to their own money, life will be easier, they won’t have to work quite so hard in the future, and they won’t have to worry about their financial future at least. So, teach them the value of saving as soon as you can!

Teach your kids these simple truths about money and chances are they’ll grow into bright, confident, money savvy adults – what more could you want?

 

 

Secrets of lucky people

Secrets of lucky people

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It’s fair to say that we all feel we could do with a little more luck in life. Imagine a world where everything goes as well as you had hoped, lucking into positive moments, experiences, and ensuring you get the most from life. Luck is a potent idea that suggests that hard work is beneficial, but it’s not necessarily the be-all and end-all.

The reality doesn’t quite tally with the idea of luck as some outlying force that descends on people at all. For most of us, luck is all in what we do with it; the phrase ‘you make your own luck’ is accurate. However, even if you accept that you need to make your own luck rather than being outright handed it, there’s scant information on how you should go about making your own luck.

So, let’s drill down and ask: how can you make yourself luckier? Exploring the secrets of lucky people could bring a myriad of benefits to your life, so here’s an overview of how they manage it…

Luck Is All In The Mindset

Studies have shown that luck is all in your mindset. People who believe themselves to be lucky have a tendency to experience more luck, meaning that you could change your fortunes with relatively little effort. Proceeding with optimism, rather than focusing on what might not happen, is always the best way to approach things. Even trying to think of yourself as a luckier person, perhaps even using affirmations to assist with this, could make all the difference.

Open Up Opportunities To Yourself

So if you get your mindset right, your next progression in the luck stakes should be to open up opportunities to yourself. Lucky people tend to be more willing to seize chances, to make the most of the things, to try things out. This could be anything from pursuing new work opportunities to small things like entering sweepstakes. The more you try your luck, the more chance you have at succeeding — and over time, it’s only the victories that you will remember. Why not talk to your boss about a promotion or click here to learn about how viable sweepstakes might be for you — everything you try is another opportunity to increase your luck.

Accept When Something Isn’t Working

Truly lucky people know when to walk away from something that isn’t working. If they’re unhappy in their job, they will walk away and seek something else. When they then apply for and land a better position, that might seem like good luck, but it’s actually just cause and effect.

If you are working in a job you dislike, trying to earn extra money with methods that aren’t delivering, or just don’t seem to be getting the results from efforts to improve your life — don’t stick with it. If something isn’t working, increase your luck by freeing up your time to find something that will work.

With the right attitude and plenty of determination, you can make your own luck — and improve your family’s lives exponentially as a result.

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