Are your kids all tied up?

Are your kids all tied up?

The moment you become a mother, you need to impart a whole wealth of knowledge. That child is a sponge. You need to make sure they absorb everything from how to walk and talk, to how to identify shapes. Even once they’ve grasped the basics, there are more lessons to learn. When they’re older, they need to learn how to get dressed and, what we’re focusing on here, how to tie ties and shoelaces.

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Both of these stumps every child at some point. They’re tasks we take for granted but they’re actually pretty complicated. It’s no wonder, then, that they’re difficult for little brains. Most parents praise velcro shoes and elastic ties. But, there comes a time when your little one will need to learn how to do these things for real. At the very least, they’ll want to follow the lead of other kids in their class. And, when that time comes, it can be difficult to know where to start. After all, these are things you’ve been doing without thought for years. Knowing how to pass that knowledge on can be tricky. Lucky for you, though, we’ve got some pointers which could help.

Remove alternatives

We get it; you’re a busy mom, and taking time out to teach things like this isn’t easy. Hence why you reach for alternatives rather than tackling the teaching task. The trouble is, substitutes don’t teach anything. Quite the opposite. If your child uses velcro shoes, they’ll never learn how to do their laces. If they slip an elastic tie over their heads, they’re not going to understand how to tie one. What’s more, having these options will stop them from even trying. The answer? Take away the alternatives, of course!

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Use rhymes

With alternatives out of the way, it’s time to find easy ways to teach those valuable lessons. One of the best options here is to use rhymes. Parents have been doing this for goodness knows how long, and with good reason. Kids seem to learn well with the help of rhymes. For one, these take the menace out of those kids ties and loopy laces. They’re also a fantastic way to ensure your child doesn’t forget the steps they need to take. There are many rhymes already out there you could use. Or, you could make up your own. Either way, this method is sure to wiggle into your child’s memory and make for long-lasting lessons.

Practice makes perfect

The last thing to bear in mind is that practice makes perfect. There are few children out there who will be able to do this after their first lesson. What’s more, expecting them to do so could lead to their feeling disillusioned with the whole affair. Instead, make sure they know that it’s okay to take their time with practice. It may take them a week or more to get right, but they’re sure to get there eventually. The more they practice, the more chance there is of your lessons sticking!


3 Steps to enhanced peace of mind for your family

Peace of mind is inherently valuable. It allows you to go about your everyday life with maximum efficiency and confidence, safe in the knowledge that the things that matter are safe and protected.

If you’re looking to introduce more peace of mind into your life, here are three simple steps that can help accomplish this goal.

#1 – Invest in home security

We all want to feel safe in our homes, so home security is a worthwhile investment that protects you, your family, and the items in your property. A good home security setup comprises of an alarm system first and foremost; if you already have such a system, schedule a service to ensure all is working well. If you don’t have an existing alarm, consider getting one – they really are worth it, given the enhanced security protection and the resulting benefits to your own peace of mind.

#2 – Look for natural products wherever possible

We’re constantly bombarded by health scares regarding everyday products and items, with products such as scented candles and mattresses now linked with potentially harmful side effects. To avoid any future panics, it’s often best to focus on simple, natural products wherever possible – the fewer ingredients, the fewer possibilities for future worries about health consequences.

#3 – Opt for life insurance

Life insurance is the defining insurance product for peace of mind, providing the ultimate reassurance that your family will be well cared for and protected whatever happens in the future. If you have never purchased life insurance before, the infographic below is a great starting point that can help you decide just how much life insurance you need, and you can then explore policy options to suit.


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Transform your family into a financial dynasty

Transform your family into a financial dynasty


Businesses and entrepreneurs often write down what they hope to achieve in the future. It’s a reminder of why they work so hard towards their goals, and it’s seen as perfectly normal. But when family members try to do the same thing for their kin, all of a sudden it seems weird. Families are supposed to be informal, so adding a layer of official paperwork goes against the grain.

It turns out, however, that families that adopt a business mindset tend to do better. They are more explicit on what they want to have in the future, and how they want to get there. And they have a sense, financially, about how they are going to achieve it.

When Robert Kiyosaki wrote Rich Dad, Poor Dad, he intended to educate the leaders of families on wealth acquisition. When whole families work together toward the same monetary goals, they often end up getting there more quickly.

So what can you do to improve your family’s prosperity and turn yourselves into a financial dynasty?

Allocate Time And Workload

Have you ever wondered why people today are so much wealthier than people who lived in the past? Although technology played a role, most of it comes down to specialization: people doing the same tasks over and over again at high efficiency.

You can apply the same principles to your family. Think about where you should focus your family’s resources for maximum return. Could you, for instance, benefit most from putting money into your children’s education? Would you be better served giving capital to your offspring so that they can start their own profitable businesses? How about paying a bit more money to live nearer to an industry in which you have significant skill?



Don’t forget to treat the process as you would any project in business. You’ll need to keep track of important milestones to make sure that you’re achieving your goals in good time. And you’ll want to track your financial return over time to figure out whether you made a good investment decision.

Many families want to stick with their old routines. But doing so can be counterproductive, especially when an opportunity comes knocking. Only families who are prepared to break out of the mold make genuine progress in their quest for wealth. Just doing the same thing over and over again is unlikely to lead to a breakthrough.

Set Goals Together


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For financial transformations to work at the family level, each person needs to feel as if they have a say in the direction. That should include children as well as parents.

When businesses discuss their plans, all of the owners discuss them together. They work out what they want to produce, who to sell to, and how many people they need to employ. Families also need to go through a rigorous process to discover what each person wants.

Remember, it’s not always about just acquiring wealth. As any wealthy person will tell you, money doesn’t make you happy, and nobody gets rich by just focusing solely on their bank accounts. Moreover, it’s about the process: having a passion for what you’re doing and doing it well.

Families, therefore, need to concentrate first on what is important to them and then money afterward. Often money is the result of serving others, and so if your family become useful in the world, then it will generate piles of cash as a byproduct.

Make Timely Investments

One of the reasons that services like OnlineCash4Payday® are so popular is because they give families the flexibility to use capital as they please. Many families are financially conservative with their resources and miss out on opportunities to magnify their wealth.

Let’s go into a little more depth. The average family tends to save money by depositing it in a savings account with the bank. Because interest rates are so low and banking fees are high, the actual interest returned is often in the region of 1 to 2 percent, and sometimes less. But savings account, although easy and secure, are by no means the best way to generate significant capital for the entire family.

Take corporate bonds for instance. These are widely considered to be relatively safe because even if a company fails, it’s the bondholders who get paid off first, not people who hold shares. In most cases, companies repay the loan and interest, but even when the company fails, many bondholders get their money back. What’s more, interest rates are in the 5 to 7 percent, meaning that there is genuine scope for compound growth, year after year.

Shares are the highest risk, but families could do even better here. A family that invested $1,000 in Netflix ten years ago would have more than $60,000 in their brokerage account today. Finding these opportunities can be difficult, but it’s well worth it. What are your children and their friends interested in right now? There’s a good chance that the company behind it is one to buy for the future.

Put Values Front And Center

Top businesses often talk about the value of “company culture.” Company culture, however, is just a euphemism for values: things that the company won’t do in pursuit of profit. Families need to apply the same concept: what are they prepared to sacrifice in pursuit of wealth, and what are they not?

Most families, for instance, are unwilling to sacrifice time together purely to get more money. What is the point of money if you have no time to enjoy it together? Some families will also avoid taking opportunities that involve moral compromise.

The key here is to make sure that there is an open dialogue between all family members. Ensure that values do not conflict and find out how each person wants to share the wealth when it comes. Often discussing values leads to new inspiration and understanding of one another.

Create A Mission Statement

The vast majority of companies have mission statements. Most are uninspiring. They merely describe what the company hopes to achieve. The most interesting, however, are those that invoke values or describe a vision.

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Take Alibaba, the Asian rival to Amazon. Their mission statement is “to make it easy to do business anywhere.” Forbes, the online news site, says that they want to challenge people with exciting and new ideas every day. Finally, Sony doesn’t want to sell you new electronics; they want to fulfill your curiosity.

Mission statements can be powerful when done correctly. So which mission statement should your family choose?

Perhaps the best mission statements are those that contain an element of gratitude. Yes, you want your family to be financially successful, but you also want to bring them closer and be happy together. Gratitude is an excellent way to do this. You could be grateful for your good fortune, and the opportunities you now have that you didn’t get in the past.

Writing down your mission statement and displaying it prominently can also make a big psychological difference. It doesn’t have to be overbearing, just something in the background that reminds all members of your family what you’re striving to achieve every day.

One Final Point …

Becoming a financial dynasty is a challenge. It’s not something that every family is cut out to do. But with persistence and determination, your family can work together to achieve its financial goals. Being wealthy is about more than budgeting properly or getting a promotion: it’s about having the right vision and working together with other people to achieve it.

Your family vehicle doesn’t have to be a huge money drain

Your family vehicle doesn’t have to be a huge money drain

Owning a car is, for many people, an essential part of life. It helps them commute to and from work, it gives them the ability to carry around lots of items, and it’s great for taking the kids to school. Owning a car is, for the most part, a critical component of life, but it’s also one of the most expensive ones.

From insurance costs to financing a car and the money spent on repairs and maintenance, you can expect to pay a ludicrous sum of money in order to keep your car operating at an acceptable level. As a result, many people are starting to sell their vehicles and switch from that lifestyle in favor of public transportation. It’s generally seen as cheaper, easier to manage and a lot less stress.

However, in this article, we’re going to explain a couple of ways on how you can drastically lower the costs of your car and prevent it from being the huge money drain that it has a reputation for.

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Buy a smaller car

Smaller cars are generally cheaper to insure, they’re easier to handle and the get better gas mileage. If you’re tired of paying a lot for your petrol and want to lower your insurance, then getting a smaller vehicle is a fantastic option.

Switch your insurance

One of the most expensive things about owning a car is the insurance costs. In fact, many people will find themselves paying more for insurance than the car itself over a couple of years. As a result, it’s vital that you compare car insurance rates and try to find the lowest one. You’ll be surprised at how much money you can save each year by just switching providers and looking for a better deal.

Mix car usage with public transportation if possible

You don’t have to drive everywhere if you have a car. Mix it with public transportation and you’ll find you can save a lot of money on gas.

Be wary of used vehicles

Just because a used vehicle is advertised as being lower in price, it doesn’t mean that you’ll end up with a cheaper car in general. Maintenance costs could be higher because it’s a used car with older parts, and you might be hit with hidden fees that the used car dealership charges.

Drive safely

If you want to avoid repairs and maintenance, then it’s vital that you drive safely. Always keep an eye on how you drive and keep your car well-maintained so that there’s less of a chance a component fails or something needing a fix. The better you take care of your vehicle, the less you’ll pay in maintenance.

As you can see, owning a car no longer has to be such an expensive part of life and if you’re smart with your finances, you can continue using your car without incurring huge costs that will drain your monthly salary. There’s no reason to give up your car yet, so keep a hold of it using the tips we’ve outlined in this article!-


4 ways to record better videos of your kids

4 ways to record better videos of your kids


How often have you tried to record videos of your kids only to end up with poor quality footage that doesn’t look great – or is just downright boring? Before you go and splash out on a new camera in the hope that it will let you record better videos, you should first look at the technique that you’re using.

In particular, there are several ways that you can start to record better videos of your kids – with your current camera:

  • Set the frame rate above 30 frames per second

Kids tend to move around a lot, so increasing the frame rate of your video recording will dramatically improve its quality. The difference that the frame rate can make to your videos will be readily apparent once you try it out, and everything should look smoother and more fluid.

Try to record at 60 frames per second if possible – but just be aware it will increase the video file size as well.

  • Get down to their level

One of the main reasons why your videos may look dull and uninteresting is because you’re standing up and recording from your eye-level – which means that you’re really mostly recording the top of your kids’ heads. To make your video look more impressive, you should get down to their level instead.

Assuming you do record from your children’s eye-level – make sure you’re in a comfortable position that you can hold for some time.

  • Don’t chase after your kids

Many parents make the mistake of running after their kids with the camera, thinking it will let them capture all the action. Normally all that chasing after your kids will do is give you a shaky and completely unwatchable video instead.

Rather than chasing after your kids, try to position yourself so that as far as possible you don’t need to move. If you’re using a tripod stand you should be able to pan gradually from side to side – but that should be it.

Make sure there’s lots of light

Lighting is a crucial factor in any video – and the videos that you record of your kids are no exception. Ideally the ‘best’ light is soft light that is diffused enough to evenly illuminate the setting without casting any hard shadows.

Admittedly sometimes you may not have the luxury of determining the lighting, but even a small step like switching on more lights before you’re going to record videos can help.

While the tips listed above will help you capture far better videos of your kids – being able to edit and tidy them up is essential as well. For example, you could use Movavi Video Editor, and while you’re at it may want to apply effects like split-screen using the steps at

Overall the type of camera that you’re using actually matters a whole lot less than any one of the items described. Odds are you’ll see that for yourself as you try out each tip, and may be surprised just how much of a difference they can make.


Easy ways to save money when planning your wedding

Easy ways to save money when planning your wedding

If you know that you have a big day coming up then you will know more than anyone how important it is for you to really save money. After all, if you don’t try and put away as much money as you can and if you don’t try and make the effort to save then this can cause you major problems and it can also make it much harder for you to feel as though you are having the day that you have always wanted. If you want to try and avoid all of this then here are some top tips that will help you to get started.

Choose your Date Wisely

A lot of venues are able to offer you great deals when it comes to mid-week weddings. If you are able to choose an off-peak wedding date then this can make the whole thing even cheaper and this can really help you to save the most money. If you have always wanted a summer wedding then there is nothing wrong with this and there is also nothing wrong with you wanting to try and go that extra mile when it comes to your location either. The main thing that you have to remember is that the date you choose will inflate the price by a huge amount if it is a weekend. You also need to make sure that you are choosing a venue that suits your style as well. If you choose a venue that has some very interesting décor then this means that you won’t have to decorate it as much as you would a standard venue, so this can really work in your favor.


Cut Down the Guest List

This isn’t the most fun thing to do at all but if you do feel as though you are very serious about trying to save then cutting down the guest list is certainly something that you need to consider. You have to think about the reception and the drink as this is going to be around half of your budget, and the more people you have, the more the cost of this is going to increase. These days people are way more understanding about not being invited to a wedding and they are also way more respectful as well so if you do have to cut someone out then you shouldn’t assume that this is going to end up in a disaster. For this reason, you need to talk to people, explain your point and most of all, try and be understanding of their feelings as well as your own.

Printing Yourself

Did you know that one way for you to save money would be for you to print out your own invitations? You can easily find your own bridesmaids cards, labels, signage and even table numbers online and when you DIY this all yourself you will soon find that you can save a ton of money when compared to going to a professional. On top of this, you will also find that you have much more control over your event in general so make sure that you keep this in mind. If you want to save even more money then it is more than possible for you to send out an email to all of your guests with the invitation. This gives you the chance to cut down on your design and it also gives you the chance to save a few hundred as well. This isn’t for everyone, but it is a good money-saving tip to say the least.

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Don’t Get Carried Away

It is so important that you are able to avoid getting carried away. The best way for you to prevent this from happening is for you to prioritize everything you can. For example, do you need to have a dessert bar? Do you need to have a photo booth? Are individual placement cards really required? Sure they may be pretty, but at the end of the day it is probably just going to be you and your partner who is going to notice these things and they can really put a dent in your budget if you are not careful.

Dump the Favours

Wedding favors really are classed as being an extra but they can be expensive. This is even the case for the ones that you happen to make yourself and you may even find that you can put this money to another good use. If you do have a family member make all of the favors for you then you may end up hurting people’s feelings if some of them get left behind and this is the last thing that you want to think about when you already have so much going on.

Décor is an Investment

When you buy some décor for your wedding, is it going to be used for one day and then thrown away? Or are you going to keep it for years on end? Try and spend more on the items that you plan on keeping and less on the disposable items. If you are worried because you are just not sure that you can even afford the smallest of decorations then you can easily look into loans online. When you do this, you can then afford everything you want and you can also really put the work in to try and make your day as special as you want it to be.


When choosing your flowers, it is so important that you are able to choose flowers that are in season right now. If you don’t then you may end up paying triple or even quadruple the price. This is the last thing that you need so it is well worth looking into the various options that are available to you at the time that you are due to get married. When you do this in advance, you can easily make the most out of your wedding day and you can also really make the most out of your budget as well and this can save you a small fortune.

10 tips for childproofing your home

10 tips for childproofing your home

As soon as your baby begins to crawl you may be surprised at just how fast they can get around. Their curiosity leads them to all sorts of places while they explore the world around them which is a huge milestone in their early life!

The unfortunate part of this is that accidental injuries can occur as your child is inclined to grab, push and pull things, to climb and explore as they experiment with and experience the furniture and objects around your home.

Even though it’s not always possible to prevent your baby from every bump and bang in the home, it’s certainly helpful to reduce the risk of more serious injuries. That’s why we’ve compiled a list of tips so that you can check them off as you make your home a safer place for an inquisitive child.



  • Safety Gates


There are different types of safety gates available and they are normally the first thing that is thought of by parents whose babies are beginning to crawl around; the stairs, of course, being a major hazard in the household.

They’re not just for stairs though but also for barring your baby from entering the kitchen and other rooms which are potentially hazardous or that get too busy for a baby to be crawling around.

Most people use pressure locked safety gates for general purpose but a top tip is not to use a pressure mounted safety gated on the top of the stairs. It’s much more secure to use one which is mounted on the wall as this negates the risk of it coming loose if it is installed properly.


  • Locking Lids


Very young children don’t know how to multitask and can easily let go of a lid their holding open resulting in it falling onto their heads. Toy chests, toilet seats, chest freezers and anything with a free falling lid should either have a lid that locks open or should be locked shut.


  • Safety Latches


The chemical cupboard in the kitchen is a major concern for parents. Safety latches can be purchased in multipacks and in different varieties. Some are super easy to install and can either be stuck on or you can use magnets to attach them to the cupboard.

These should also be used if you keep medications and bathroom products in a lower cupboard in the bathroom. Items like mouthwash, toothpaste and any medical products should in no doubt be kept out of a child’s reach.


  • Wall Brackets


Heavy, free-standing furniture can be secured to the wall using wall brackets and this practice, although inconvenient, is highly recommended as the danger of them falling over onto your baby is a risk not worth taking.

You may not expect your child to be this mobile but once they learn to pull themselves up onto things, they will try to climb onto everything and this can be dangerous when it comes to furnitures like bookshelves or display cabinets.


  • Outlet Caps


One of the main concerns for parents is electrical outlets. Outlet protectors are very inexpensive and often come in large packs. It’s very much worth putting these in all of the unused sockets in the rooms that the baby has access to in order to protect them from the danger of electricity.

This includes power strips and extension sockets too which should be hidden and out of reach but just in case, put some outlet covers in the empty sockets.


  • Surfaces


Believe it or not but cuts and bruises caused by surfaces are all too common, with carpets and hardwood floors being two of the major culprits. For this reason, ensure your baby is dressed properly if they are going to be crawling on their arms and knees. Many people find that baby knee pads also help to protect their children from grazes, cuts and carpet burns.  



  • No Furniture near Windows


If you have any low tables, chairs or other seeming climbable pieces of furniture near windows, move them away. This will ensure they have no way to climb up onto windowsills and so can’t climb or fall out of the window from there.

Even if you use window screens, they still may not be strong enough to prevent a fall and so it’s best to keep them from being able to get up onto there in the first place, just in case.


  • Keeping Glass Away


This may seem obvious when it comes to drinkware, but what about things you haven’t thought of? Glass ornaments, photo frames, hand mirrors and any other objects made out of glass are a risk as the child can knock them down or drop them and if they shatter, there’s a high risk of your child being cut by the shards.


  • Cordless Blinds


Something often overlooked by new parents is the blinds on your windows. The looped chords that they often have are a potential risk because the child could get their neck caught in it and so they are a potential choking hazard.

Avoid buying blinds with looped chords or you could cut the loop altogether and tie the ends off and then add tassels to them to make them look nicer. It would be better altogether to replace your existing corded blinds for cordless ones.


  • Exposed Batteries


Batteries are used in many kids’ toys as well as gadgets around the home but they are quite dangerous due to the risk of choking. Make sure battery compartments are always securely shut tight. Also, check the remote control for the TV and if the battery cover is missing, secure it with some tape.


The habits you might want to start teaching your kids NOW

The habits you might want to start teaching your kids NOW

We all have bad habits that we take the time to try and correct. Some of those habits can be incredibly hard to shake. For many of us this is because, in part, we never learned how to. The habits we pick up from childhood can some of the most firmly rooted. That’s why, above all else, we need to consider what habits we’re creating for our children, too.

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Getting active

Learning how to exercise can be one of the toughest habits to try and teach yourself. Those who don’t have much experience getting active can have a lot of trouble finding the motivation to start, as well as the perseverance to get past the initial discomfort. Playtime can provide a lot of the exercise your kids need in the first few years, but as they start growing, if they’re not inclined to sports, you might want to try some basic exercises alongside them. Having company while tackling a tough activity can make it all the easier and they are more likely to stick with it if you’re right there beside them.

Healthy eating

Bad eating habits start right from the very beginning. It’s easy and convenient to treat kids with candy, ice cream, soda, and the like. All too often, however, those treats become an everyday thing and part of their lifestyle. The sooner you can overhaul their diet in a healthier direction, the better. It’s better still if they don’t develop the dependency or craving for super unhealthy food in the first place. You shouldn’t completely take choice away from them, but you can teach them good food habits by limiting their options somewhat.

Oral hygiene

A smile can be the key to confidence, but it’s easy to take it for granted if you’re happy with your teeth. If you’re not, the impact on your self-esteem and comfort around other people can be immeasurable. Teaching your children to stick to an oral hygiene routine from the very beginning is crucial and must be coupled with regular visits to a kids dentist. Again, this habit is best taught alongside them. Make a little family moment of brushing, flossing, and using mouthwash every morning and every night. Not only does it make it feel more natural, it makes it easier for you to ensure they’re actually keeping up with it.


Not all habits are physical, either. Regardless of what career path they may choose later in life, there is no skill more essential than being able to manage your money. From saving money to budgeting to spending wisely, the earlier you can teach your kids about money, the better. One facet of financial life that many parents miss is credit, too. People get into debt because they don’t thoroughly understand the risks. When your children start getting into their teens, helping them learn with a (very closely monitored) credit card could help them see borrowing and loans much more responsibly in the future.

Learned behaviors stick a lot more than we might expect them to. Start teaching your kids healthy habits today and they will be a part of their life for much longer.

Improving your family finances FAST

Improving your family finances FAST


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Money is a big concern for almost every family in the world, and it’s something that you want to try and master if you are going to be as happy as possible with your partner and with your life in general. It can often be hard to make sure that you are working together as a team when it comes to money, but you will need to do that if you ar to ensure that you are doing the best you can with your money. Of course, there are many other methods to keeping on top of your money besides, and you will want to make sure that you are approaching them from all angles possible if you want to make that happen. In this article, we are going to take a look at how you might be able to improve your family finances fast, including some of these ideas which we have looked into already.

Work Together

Firstly, make sure that you are actually and actively working together when you are trying to keep your head above water financially. If you find that you often argue, or that one person does not quite fully disclose the situation to the other, then you will need to think about what you can do to make it better. It might be that full honey needs to be worked upon and developed, or even that you just need to start working from a joint bank account. If you work together, things are much easier no matter what kind of a position you might be in, so it is definitely worth making sure that you are going to work together as best as you can in the future, even if it takes a lot to be able to get there.

Try Out New Streams

If you want to bring more money into the household, then it is always a good idea to make sure that you are trying out new streams at all times, so that you can be sure of bringing more money into the house no matter what, even if old ones die out. These income streams can be pretty much anything, whether that is taking a second job or trading forex at CMC Markets, so long as you know that it is going to bring you mr money at some point. Again, working on it together will ensure that you get as much as possible, and it is something which you will be able to make sure you can increase together by doing so as well.

Be Calm

It can be easy to let it get the better of you, especially when you are concerned about the whole family. If you find that happening, you might want to consider that it is much more important to simply remain calm and try not to panic. The calmer you can be, the more likely it is that you can make the most of it, so it is definitely worth thinking about mastering this particular skill.


Money saving tips all mamas can use this summer

Money saving tips all mamas can use this summer

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With vacations, days out, and much more, the summertime can really break your budget. You end up overspending on groceries, entertainment, and things your family doesn’t even need. As well as that, you tend to spend more money on energy, as you try to keep your children happy and your home cool. However, as the Bible teaches us, it isn’t wise to spend more money than you have. This can be dangerous, getting you into debt and causing unnecessary stress. If you want to save some money this summer, here are eight things you can do.

  1. Look For Free Activities

When school is out, and your children have a lot of free time, keeping them happy and entertained can seem like a near impossible task. Thankfully, you’re not the only one who knows how bored kids can get, which is why there are usually a variety of free activities your children can take part in every single week. Check with your local library, cinema, and stores and see if any of them have any sort of summer programme or club your kids can get involved in. This is a great way to get your children out of the house, without breaking the bank.

  1. Avoid Using Your Oven

Everyone knows eating at home is much cheaper than eating out, but using your oven throughout the summer isn’t ideal either. The heat your cooker produces can force your air conditioner and fans to work overtime, leading to a much larger energy bill. To avoid this, you should try using a microwave oven, slow cooker, pressure cooker, or roaster instead. You can also invite your family and friends around for a barbeque, and ask that they each bring a dish or drink with them. This saves you money on food and means you won’t heat up your house.

  1. Switch Up Your Windows

Throughout the cold winter months, your windows are the barriers that keep the cold air out and the warm air in. However, what many people fail to realize is that they’re supposed to do the opposite in the summer. Unfortunately, without proper insulation, your windows won’t keep your home cool, costing you money on air conditioning. To avoid this, you should consider installing some new high-quality wood windows to insulate your property better. You should also make sure to keep your windows and curtains closed throughout the hottest parts of the day.

  1. Cut Out Phantom Power

Even with the glorious weather outside, you and your children are still going to spend a fair amount of time inside your home. This means you’re going to be using electricity to watch television, light your home, charge any number of devices, and much more. Although you can try to cut down on the amount of electricity you use each day, it’s much better that you limit the amount of phantom power you waste. To do this, you should make sure that you switch off lights and plugs when you’re not using them and get your children in the habit of doing the same.

  1. Change How You Wash

Whether we’re talking dishes or laundry, there’s no need for you to be washing with hot water. It wastes a lot of energy and doesn’t clean any better than warm or cold. With that in mind, you should make sure that you turn down the temperature every time you put a load of laundry in your washing machine. This is also useful, as it causes less damage to your clothes, making them last longer. You should also make sure that you only use your tumble dryer on really cold and rainy days and that you hang your clothes outside to dry as much as you possibly can.

  1. Plan A Fun Staycation

Summer is the time most families head off on vacation, as the kids are off school and the weather is lovely. Unfortunately, because of this, flights, accommodation, and tourist attractions tend to cost you a lot more during the warmer months. Instead of wasting thousands of dollars on a week away, you should plan a fun staycation for your family instead. Switch up the rules in your home, plan entertaining activities and days out, and take the time to explore your local area. This will cost only a fraction of what a vacation would but will be just as fun regardless.


No matter how old your children are, the summer can be an expensive time for families. To keep costs low and save some cash, make sure you remember the money saving tips listed above.