How to get your debt under control for your future

How to get your debt under control for your future

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Finances are the number one worry that people have. And debt is often at the heart of that worry. It can be a huge weight on your shoulders, invading every aspect of your life causing a ridiculous amount of stress. With the average household owing upwards of $12,800, not including mortgages and student loans, debt is very real and can seem impossible to pay off. However, there are ways to manage your debt, pay it off and begin again with a fresh start.

Manage Your Debt

The first thing you need to do is to get your debt under control. So many people flounder under multiple debts and only succeed in missing payments and making things worse for themselves. If you have multiple debts then one way of creating an easier battlefield is to apply for unsecured debt consolidation loans for bad credit.  That way you only have to worry about one monthly payment, as well as one interest rate. It won’t suddenly clear your debt, but it lessens the stress by organizing your affairs. Another way to manage your debt – particularly if it is a smaller amount – is to contact a debt management charity.  They can help you create a budget, and, in certain cases can manage the payments for you, so that you pay the charity one set amount and they split it equally between your debtors. This doesn’t mean that your debt still won’t gain interest, but in some cases, it can be frozen for a period of time.

Regain Your Credit Score

Start doing this immediately, don’t wait until your debt has been paid off. In fact, paying off your debt in time will help your credit score. To do regain a good credit score you need to make sure you’re paying all of your bills on time. When it comes to things like car insurance, break it into monthly payments rather than having to find a big lump sum all in one go.  When paying for things like plane tickets or gas, pay for it on a credit card, and then immediately pay it off at the end of the month. Only use your credit card if you know you can pay it off, otherwise, you’re just digging yourself a deeper hole. If you find the right credit card, they come with extras like flight miles.

Cancel Subscriptions

Sit down and make a budget that you can live with. Make sure you have a little bit put aside each month for your savings. You will easily see where you are spending unnecessary money, bills you don’t need and things that you are paying more for than needed. Can you cancel your gym membership, or find a cheaper one elsewhere? Can you simplify your TV package by removing sports or movies? You may find that you’re paying for something you haven’t thought of for years, like a magazine subscription. Saving money doesn’t have to mean you can’t have luxuries, it just means moderating what you can have. Start switching take-away night for a new recipe night, or a cinema trip to a home movie night – a DVD and some popcorn is much cheaper than tickets to the movies. Plus you can pause the film for bathroom breaks.

Lose Contact With Credit Cards

Once you have paid off a debt, then say goodbye to that credit card. Cut it up and close the account. It will feel like such an accomplishment. If you want to keep a credit card to rebuild your credit score, then do, but keep the allowance small, and be 100% sure that you won’t dip into temptation. Think about switching to a new company, this way you are less likely to be offered a high amount, and you have no history with them, which might seem small but can help you start again mentally.

Essential benefits of a family vacation

Essential benefits of a family vacation

Getting away as a family is something that many of us don’t do enough. We’re busy working, traveling with children can be stressful, and if you are tied to school holiday times, costs can be nothing short of extortionate. You may even find that you simply can’t get enough time off in the school holidays to make a trip worth it. But, going on a proper family vacation can have some huge benefits and is certainly worth doing as often as you can manage.

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Seeing the World Through a Child’s Eyes

Yes, traveling with young children can be difficult. You have to pack very carefully, making sure you’ve got everything that they could possibly need for any conceivable situation. And, you need to be prepared for good old-fashioned toddler tantrums at the worst possible times, mainly, on the airplane. But watching your young children explore a new place, especially if it’s a vastly different culture or way of life, for the first time is magical.

Children look at everything with such a pure sense of wonder and excitement. They go forward without fear or anxiety, filled with only curiosity. It’s something that we lose as we get older, and our only chance to regain comes when we watch our children explore. Make the most of it while they are young, even if you have to look at Secured loans to make your trip possible, it’ll be worth it just for this.

To Take a Break

No one will ever say, in all honesty, that a break with children is relaxing. It’s not. But, it’s still a break. Our day-to-day routines can be both physically and mentally exhausting. Even if you do spend a week or two chasing kids around, constantly on the go, it’s a break from your real life. A chance to get away from your usual routines and thought processes. Even if you barely get ten minutes to lie by the pool, you will feel more relaxed than you have in ages.

To Reconnect

The world is much smaller than it used to be. We can chat with people all over the world on Facebook in seconds. We can share our whole life with the world via social media. But we speak to the people we live with much less. We spend evenings sat on the sofa with our partner or children, all glued to our own screens and devices, barely uttering a sentence to the people that we love the most. This only gets worse as the children get older and head into the teen years.

While it’s probably fair to say that most of us take phones and tablets away with us nowadays, with so much going on, it can be easy to switch them off. A family vacation is a chance to speak to each other again. To reconnect and get to know each other again. To try new things together and create gorgeous shared memories.

A family vacation helps you and your family grow closer, takes a lot of life’s stresses away, and gives you all a chance to see the world. Most importantly, it’s a great way to beat the January blues!

 

How to protect your family and reduce your worries

How to protect your family and reduce your worries

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Every parent wants to be able to protect their family, but that will always mean something different to everybody. Because the ways that we all want to work to keep our loved ones both safe and happy will vary from person to person. We all lead different lives, have different priorities, and even different ways of going about things. That’s what makes us who we are. However, no matter your background, there is something that we all have in common – because every parent will worry about their family. And while it’s never something that you can completely overcome, it is something that you can work to minimize. And to do that, you have to take proactive steps to protect your family.

Have A System

One of the main things that we’ll all want to protect our families from, is poor health. In some circumstances, you’re never really going to be able to fight off illness or even control them cropped up. But because these things are out of your reach, you’re not going to want to spend your time thinking about them. Instead, you should aim to ensure that you have a solid system with your healthcare that does combat the things you can control. With the right insurance in place, essential vitamins and supplements, and even keeping to regular doctors appointments, you should find that you’re able to ensure your family is as healthy as possible.

Find Financial Stability

Another huge family worry, and a form of protection is financial stability. This is something that we will all worry about at some point or another. Because no matter how much money you have, it’s not always enough! But, you need to work to find a rhythm that’s going to work for your family. By having security behind you, you won’t have to worry so much about issues that could crop up.

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Prioritize Security

Then there’s also physical protection to consider. And this is something that every family should put in place. From the best nanny cam and baby monitors to the right home security system and CCTV options, these can all keep your family safe. You’ll have more visibility on the safety of your home and family, and security should something happen.

Gain Trust

Trust is a huge issue across all areas of your life, but if you want to ensure that your family is always protected, you need to trust the people you let into your life. Not only your nanny or people involved with your children, but your friends or potential threats too. Because not everyone is always as the first seem.

Encourage Communication

Another great way to ensure that you can keep everyone happy, healthy, and protected, is via communication. It’s hard to know what is going on in people’s lives. From your husband, to your parents, to your teens – everyone faces battles. But it’s essential that you all work together to get through them, rather than suffer in silence alone. Strong communication can often keep everyone sage and away from their own worries.

The worries of having a parent reaching their twilight years

The worries of having a parent reaching their twilight years

When you have kids of your own, you find yourself thinking about the future a lot more often. We want to make sure our children are as best prepared for the life to come as possible. Then we get to thinking about the parents who hoped the same for us. As the average lifespan continues to increase, we’re ending up with more and more of our own folks in old age. But how is an adult child supposed to cope is the old status quo starts flipping and they find their parents start to need a little help instead?

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Staying in touch

Social isolation is a very common factor in later life, as our social circles often begin to shrink dramatically as we age. We lose touch with old friends, we survive them, or we simply have barriers that stop us from keeping in touch. You can help by, for instance, finding organized social groups for a parent, or you can just make sure that their family fills more of their social space. You can help them keep in touch, too. For instance, if they’re not able to keep up with modern communicative technology, then you have to help them find solutions like Snapfon, cell phones with major accessibility overhauls that make them much easier to use. A healthy social life is essential in our later years for mental health and acuity. Don’t let your parents’ be isolated.

Ensuring their health

As we get older, we become more and more likely to become afflicted by a variety of health issues. However, many older people no longer feel confident, comfortable, or willing to see the doctor alone. In some cases, it’s due to a decline in cognitive ability, meaning some may not be inclined to understand instructions. It’s important to have a conversation with our parents about their health. It may very well turn out they could some extra help such as keeping a schedule of appointments or even being accompanied to the doctor’s office. In other cases, medical devices like Lifestation can give a child peace of mind that if there’s an emergency, their parent will be able to alert healthcare professionals with little effort.

Seeing them cared for

It happens at different rates for different people, but all grown children have to consider the question of when their parents may lose enough of their independence that it becomes time to consider seeing if they need any help maintaining their own care. The choice of acting as a caregiver, hiring a caregiver or determining whether your parent might be better looked after in a retirement home is a difficult one. You have to talk to them and consider their wants but also consider the time and money available to you. Regardless, we have to keep an eye out and begin to notice when our parents become less able to take care of themselves.

It’s important to have frank, but sensitive, conversations about your parents’ needs as they age. Depending on many factors, they might be much more independent than you think. However, one thing is for certain, there are many older parents whose needs are going unmet, so we have to try harder.

Why pets are the loves of our lives

Why pets are the loves of our lives

Pets and children are akin to each other. As parents of a household, we mop them up, clean up their messes, feed them, and most importantly we love them unconditionally. Yet, more and more people are deciding to take a pet over a kid, meaning there has to be something about pets that people love a lot, especially the current generation. It’s human nature to form connections, and we domesticated our pawed pals for a reason. So what is it exactly that makes a pet the love of an owner’s life? Here are a few thoughts on that matter.

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Because They Return the Favour

Love is a strong force, and there are many variables involved that make or break it. However, when it comes to you and your pet, the love is going to run both ways.

Whether you have a cat or dog, or even a smaller four-legged friend, whenever they see you they’re going to cheer up and cheer you up. It’s been found that oxytocin, the ‘tend and befriend’ hormone that mothers get flooded with after birth to help them bond with their baby, spikes in both a human and a dog’s brain when they see each other.

It’s similar for cats. Whilst our human ancestors domesticated our canine buddies, the cats waltzed in and domesticated themselves. We didn’t mind that though, they’re the perfect hunters in bite-size packages! If a cat purrs upon seeing you or rubs up against your legs, it’s a great indicator you’re in their good books. Similarly, if they blink slowly around you, it means they trust you enough to be off their guard, which is amazing when considering the aforementioned hunter point.

They Help Us Be Better People

If we have a pet, we’re going to be more responsible, that’s just a fact of life. Yet, there are so many different ways in which to do so. Whether it be more exercise in your routine, waking up earlier to get things done in a day, or just having that compassion boost to our natures, pets can work wonders for us.

For example, eating healthier. When the dog’s doing it, we’re going to be doing it as well. If we have the power of the natural treat on our side, we can keep our pets in better nick for a longer life with us. You can visit this website selling off farm certified treats that use 100% organic meats, and give your canine or kitten a boost at dinner times when you put down their dried food.

Pets always have a big impact on us; whether it be because we were raised alongside them or they taught us how to love. Constant companionship is something we all want in our lives, and our pets are the ones who give it to us. It’s a distinctly human behavior to want an animal to run around with for no other reason than to have fun, and thus it’s in our nature to love them.

What will your children inherit?

What will your children inherit?

No parent wants to think the worst, but each of us should consider our children’s lives after we’re gone. Our legacy to them is important, especially if something happens to us while they are still young. No matter where you are in your life right now, having children does make you think of the future. Do you ever consider what your children might inherit from you?

Your genetic makeup is just one thing that your children will inherit from you that might be evident from the moment they are born. This is one of the fun things about parenting – seeing a little of yourself and your partner in your kids. Of course, they might inherit any genetic problems too. You can help prepare and even protect your kids if you inform yourself about your conditions now. Read up, ask questions, and find out all you can so your children can use that information to make important lifestyle changes.

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Your children might also inherit some of your views and your outlook on life. If you are an active and engaged person, then there is every chance your children will adopt that approach to life too. They say you should lead by example, and perhaps that is more important than we think. Your kids will look up to you, and they will learn from you. They’ll adopt your faith, and they’ll move in your social circles. Can you give them any more than that?

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When we think of inheritance, we think of money, assets, and property. If you have children, it’s important you make a Will that clearly defines how you wish your assets to be divided. Your next of kin might also inherit your debts. This is why life insurance is so important. It is designed primarily to clear your mortgage. If you read the blog posts at lifeinsurancequote.co you’ll see you can also ensure your kids pick up a cash sum to cover other costs like the funeral and outstanding bills. Perhaps you want to leave a lump sum for their future?

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Do you have any passions or talents in life? Whether your kids share them or not, they will remember you for your love of them. It might be nice to leave a memento or something tangible that represents that passion. If your relationship with their other parent broke down, then you need to consider any items that might be precious to them too. Of course, it is also important to declare your intentions for those items you held so dear. Your Will isn’t just about who gets what. You can also determine what is to be done with those items. It will help avoid any guilt should your kids choose to sell the things you leave them.

What will happen to the home where you raised your children? If you have more than one child, then chances are the property will need to be sold so the assets can be divided fairly. There will be dozens of wonderful memories they can take with them, of course. You might also have collections of photos or other mementos you kept from when they were young. What would you like to leave for your family?

A Mother’s Story: Down Syndrome

A Mother’s Story: Down Syndrome

I have always loved to have guest writers here on my blog to highlight other mothers in an effort to educate and enlighten not only myself, but all you wonderful people as well. Today we are hearing from my husband’s cousin who at exactly 2 weeks to the day after my Audrey was born, their family welcomed little Lacey into the world. This is the first time Kelley has spoken so candidly and openly about what it was like to hear the diagnosis and how it changed their family forever. At the end I am including the speech her 11-year-old daughter Sydney wrote about her baby sister for a school speech contest…and it won first place. 

I was shocked when Nicole asked me to write this post for her blog because let’s just say writing is not my thing. I was also nervous because I didn’t want people to get the wrong idea about how I felt about my daughter the day she was born.  But I feel there are other parents in the world that need to know it’s ok to have certain thoughts, feelings and fears when it comes to having a child with special needs. And know that regardless of her diagnosis, you will love your child unconditionally and take on anyone that will doubt her abilities.

Let me be very clear here, I have loved my daughter from the first time I found out I was going to be a mother for the third time, but the time after her birth was probably one of the hardest I have had to endure (with the exception of the recent loss of my father). This is my story on how I dealt with my daughter being born with Down syndrome.

March 24, 2010 at 6:31 PM I became a member of “The Club” as my friend Kelli likes to say. It’s not a club I planned to become a member of and it’s a club that caused me many tears that first year after becoming a member. You see, that night I gave birth to a healthy baby girl with Down syndrome.

To say it was a total shock would be a lie, you see 20 weeks before that night I received a call in my office from my doctor to say that my QUAD screen was positive giving me a possible 1 in 90 chance that my unborn baby would be born with Down Syndrome. At this point the doctor needed to know what I wanted to do since I had refused all genetic testing at the beginning of my pregnancy. Please know that abortion was never a thought in my mind and thankfully I had a wonderful doctor who never once suggested that I abort my baby. My husband and I had decided on genetic counseling and then genetic ultrasound, from there we would decide if we wanted more testing.

The week before Thanksgiving we went for our genetic counseling and genetic ultrasound. I had prepared myself with a list of questions I could ask regarding terms like nuchal fold thickness, cardiac abnormalities, duodenal atresia, hyprechogenic bowel, bilateral renal pyelectosis, brachiocephaly, or choriod plexus cysts. All markers that were typically seen with an unborn baby with Down syndrome.

We had already had a regular ultrasound but we never were able to find out the sex because this baby was very active. Throughout, I kept saying ‘an active baby is a healthy baby!’ And I couldn’t help but laugh when they told my husband Jeff and I that we will be adding another daughter to the two we already had. We never cared if it was a boy or girl, we just wanted our baby to be healthy and because they did not find any strong or soft markers we decided not to have a risky amino.

I wish I could say I enjoyed my last 20 weeks of my third pregnancy but that would be a lie. My gut instinct told me to be prepared even though the only thing that was positive was my QUAD screen. I worried myself sick those last 20 weeks. I was sick all the time, I gained a significant amount of weight and cried a lot in the shower.

The day I went into labor with my baby girl I had pink eye and bronchitis. I delivered via c-section and when the nurse brought Lacey Catherine into the recovery room I knew that my world would forever be changed. I would never be the same person that had walked into that hospital just four hours ago, laughing carelessly about the crazy day we had. No, I was now going to be a mother with a child with special needs and I would never again look at things the same. Words that never bothered me before would make my skin crawl because I now had a daughter with Down syndrome.

I didn’t want to open my mouth and say anything because then I knew it would all really be true and I didn’t want it to be. I didn’t want to join “the club”. I just remember feeling like the recovery room was getting smaller and smaller with each breath I was taking and my anxiety was taking over. I wanted to get up and run away pretending this day never happened but because of the spinal block I couldn’t move. I thought if I could just close my eyes I would wake up and hopefully this nightmare was over.

All of our immediate family got to see Lacey and no one said anything so I thought maybe I was crazy and she was normal. Even Jeff had stayed quiet. But when I saw the look on the nurse’s face and the doctor came to talk with us I knew what he was going to say. At that point I just wanted to scream, cry, hit something and argue that the ultrasounds didn’t show anything.

I was in total shock and I couldn’t stop thinking about how everyone would react to the news. I remember thinking how she will be treated differently, all because she has this extra chromosome. People will not love her the way they love her sisters. Will they even want to hold her? Will she know if they are not comfortable with a baby with Down syndrome? I didn’t want people to make fun of my daughter or call her “retarded” or whatever other horrific things people say. I don’t want people to look at me with pity because I had a baby born with an extra chromosome. I remember being wheeled to my room and I kept saying to myself, “You are not going to cry” because Lacey’s sisters will not understand why their mother would be so upset.

My sister-in-law took the girls out of the room, so we could tell other family members the news. I never did cry in front of anyone, I felt I had to show I was strong and that I could handle this. I remember looking at my husband and it was the first time I saw him cry and it broke my heart into a million pieces because I feared it meant he wouldn’t love her.  Man, how wrong I was. Jeff cried because the ultrasounds never showed anything was wrong and he was angry. But he soon shook it off and from that day on he has been totally in love with his little miracle. Jeff has said we can handle anything they throw at us, so we know Lacy will be fine because we are her parents. I remember thinking all she needs is love from us and everything else will fall into place.

Soon after she was born there was a concern from the Doctor about Lacey and I remember hearing the word Leukemia being said. I was in such a daze I didn’t understand, but basically the Doctor said that Lacey’s white blood cell count was up and that she was also showing immature white blood cells in her blood and her platelet count was low.

In the end, Lacey’s body fought back and her counts went back to normal but my greatest fear is because of this my daughter now has a 30% increased risk for developing a type of Leukemia called nonlymphoid by the time she is three years old. We recently had her tested early and at this time her blood count is normal. I can deal with her extra chromosome but I can’t imagine watching my baby girl go through chemotherapy. That is a bridge we will pray we never have to cross. The other issue we had during her first 6 months of life was trying to keep weight up. She had lost almost 2 pounds and we had to go to the Doctor every week. It’s funny to say now but we would cheer if she gained an ounce. Then we went to Florida when she was 6 weeks old at which time she gained 2 pounds while we were gone and from there she continued to gradually gain weight.

Lacey was also born with a few heart defects but at 6 months of age her PDA finally closed which meant no heart surgery. There were many other tests we had to have that first year: hearing, vision, blood work to check her thyroid. These test she continues to have every 6 months. It seemed like the time we would spend that first year at Dayton Children’s Hospital in Dayton Ohio would never end. At four weeks old Lacy began seeing a developmental specialist for physical and occupational therapy and continues to receive these therapies in addition to speech therapy.

The whole first year there are a lot of things we had to learn and go through which at times were very confusing and frustrating. I didn’t join a support group, because that is not my thing, but I know for a lot of people it’s helpful. I am just not a ‘support group’ kind of person and chose my own way of dealing with what my family was going though.

One of my best friends happens to be the President of the Miami Valley Down Syndrome Association and she has been an amazing support system for me. I also started to research and read different books regarding Down syndrome. One that I found that helped me with the guilt I was feeling over my own emotions was The Year My Son and I Were Born: A Story of Down Syndrome, Motherhood and Self-Discovery by Katheryn Lynard Soper.

Reading all the information you are given is a great help but honestly, I could live with out the scary stuff that may, or may not, happen to my daughter. I just wanted to enjoy her and I was afraid that maybe reading everything would take that away. It can be overwhelming all the things you need to be aware of but we have truly been blessed with the state of Lacey’s health.

People should not mistake having Down Syndrome with not being healthy.  My daughter is very healthy. She has met a lot of her milestones and in some areas she has surpassed them. She rolled over at the age of 2 ½ weeks and never stopped. She walked by 17 months. She said “love you” at seven months to her dad. I laugh because they have always said “she will be slow” but anyone that knows my daughter knows that being slow is just not in her, she has one speed; fast. Her biggest delay has been in her speech but sign language has helped with the lack of verbal skills.

Lacey is an amazing child and I used to feel guilt over the many tears I cried because of her diagnosis but in the end it was because of the ideas that society has placed on people with Down syndrome, that sadly, I also believed. Once she entered our lives and showed us a new way to live I don’t believe that way anymore and I will take on anyone that even thinks about doubting my daughter’s abilities.

I am a one Mama Bear you don’t want to mess with when it comes to my baby girl. Lacey has more determination than any child I know and she is out to prove to everyone that she is not a Down syndrome child but a beautiful little girl who just happens to have Down Syndrome. It’s so hard to believe it’s been almost three years since I received news that my daughter may be different. The thought of that scared me more than anything in this world, but since that time there have been so many other things in daily life that have changed that perception. I now realize this diagnosis is not the end of the world and no one has any reason to feel sorry for us because our daughter was born with an extra chromosome. If you could just see or hold my daughter just once, you would understand that to know her is to love her.

Lacey is our ray of sunshine and she brings so much joy and love to our family. I know there have been many people who have wondered and we have even been asked, “If you had the choice, would you take away the down syndrome?” Here is my answer; If we took away Lacey’s Down syndrome then she would not be Lacey. What I would like to take away is people’s stereotypes about what Down syndrome looks like.

But the LORD said to Samuel, “Do not consider his appearance or his height, for I have rejected him. The LORD does not look at the things people look at. People look at the outward appearance but the LORD looks at the heart.” 1 Samuel 16:7

Please enjoy the amazing speech that my 11-year-old daughter, Sydney gave at her school, which won her a speech contest.

Speech Topic:  A time when volunteers made a difference.
By: Sydney Yontz

Have you heard of Down syndrome?  I learned about Down
syndrome nine months ago, when my parents told my sister and me
about our 2 year old baby sister, Lacey.  When she was born my parents
never told us that she had Down syndrome.  I knew she had to go to
the doctor and have therapy a lot, but I just thought something was
wrong with her heart.  When my parents sat my sister and me down to
explain it to us, they told us that she had Down syndrome, which meant
she had an extra chromosome, and that she may be slow to learn things
like walking, talking, and reading.  The easiest way to explain Down
syndrome is to say my sister was born with 47 chromosomes instead of
46 like me.  She has 3 copies of her 21st chromosome.  I only have 2.

The Buddy Walk is a group that is working to bring awareness
about Down syndrome to the public.  The Buddy Walk was started in
1995 by the National Down Syndrome Society to raise awareness and
acceptance for people with Down syndrome.  The Buddy Walk is
organized by volunteers.  These volunteers get people involved to walk,
raise money, and raise awareness about Down syndrome.  These
people do not get paid any money to do this.  The payment they get is
the satisfaction of seeing all the smiling faces from the children and
adults during the event.

My mom’s friend, Kelli is the President of the Miami Valley Down
Syndrome Association.  She said they raised over $80?thousand dollars
last year for their Buddy Walk in Dayton.  The money will go to help
fund programs like summer camp, help parents pay for therapies, and
this year they will be buying iPad’s for some families. They also give 7%of the money they earned to the National Down Syndrome Society and
this money is used for research.  Nationally, the Buddy Walk raised over
$11?million dollars last year to help provide programs and services.
Back when the Buddy Walk first started they only had 17 walks
throughout the whole United States, but last year they had over 300,
and even had their first walk in the country of Japan.

So, what has the Buddy Walk done to change America?  Last year
alone, there were almost 300?thousand people that participated in the
Buddy Walk to raise money for Down syndrome.  But more importantly,
these volunteers helped raise awareness and educate millions upon
millions of others about Down syndrome.

So, why is this awareness about Down syndrome so important you
ask?  As my mom says, “my sister is part of the lucky 15% born with
Down syndrome”.  Yes, I just said my sister is lucky to be born with
Down syndrome…  You see, nearly 85% of parents when told their baby
will be born with Down syndrome, will choose to have an abortion.
Which means that the parents will end their baby’s life before it is even
born.  I can’t imagine my sister not getting a chance to live.  And I can’t
imagine my life without my sister.  She is the best sister in the world
and I love her so much.

One of my biggest fears for my sister is that someone will make
fun of her as she gets bigger, and the Buddy Walk is doing a great job in
promoting awareness so that one day my sister will be accepted by
everyone, and no one will call her mean names and make fun of her.  I
also hope that one day, with the help of the Buddy Walk that those 85%
of parents who are going to choose to end their baby’s life will go down
to zero.  Those babies deserve to be lucky too, just like my sister.