Are you worried about these things when it comes to your teen?

Are you worried about these things when it comes to your teen?

As a parent, the worrying is never going to stop. It’d an start from the moment you get a positive pregnancy test. You worry about your pregnancy, what you eat and the actions that you take. The baby is born, and you worry about every cough, every temperature rise, and their breathing. You worry about first days of school, friendships, their eating habits, and as they get older, it only becomes worse as you begin to realize that you can’t always protect them from everything. There are common things to worry about when you have teenagers, here are some examples and how some of them may help them learn and grow as individuals.

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Social media access

One of the things that you can’t avoid as they get older, is there need and want to access to social media. They may have their friends going online, or they simply want to fit in. Some parents can worry about social media, as there has been a lot of negative press surrounding it, but actually, there can be a positive impact of social media as well. There is so much inspiration on there, knowledge and creativity, that teenagers can really find out quite a lot just through the power of people sharing. It is definitely something to think about.

The stress of exams

Exam stress can be a tough one, and one that you should definitely take seriously. There is much pressure put on young adults these days to gain qualifications and a certain level of results that the sheer thought of it can put your child under immense strain. Exams are something that you can’t avoid, and so finding great ways to handle the stress would be the best cause of action. It would be advisable to look for alternative ways to help them revise. Look at things that you can do as a parent to help. Encourage them to take regular breaks and time for themselves and assure them that they can only do their best. It is normal to worry about these things with your children, but if they feel like you are on their side, then they may be able to feel better about it.  

Too much screen time or gaming

Any parent who has a teenager will know that these days they can spend more and more of their time on games. This could be engrossed in games consoles, their phones or watching endless YouTube videos of other people playing games. The amount of screen time these days has grown, and while it can be a worry, there is also a lot of good to it. You are totally normal to worry about these things, and as long as you know that the screen time is limited and mixed with other activities like reading or spending time as a family then there is nothing to worry about.

The peer pressure they could face

Finally, a child can face peer pressure at any age, and it can also be quite worrying that you think they will feel pressured to do things they don’t want to do. Education and communication are key here. Of they feel they can confide in, you then you can help to steer them in the right direction.

Sometimes sharing your worries can help you to feel more at ease with them.

 

Teaching your teen about finances

Teaching your teen about finances

Before your teen leaves the nest, you simply must teach them about finances. You need to do this because if you don’t, who will? If you don’t, how can you be sure that they will learn this very important life lesson before it is too late and they get themselves into a spot of financial trouble?

Yes, you need to teach your teen about finances now, before it’s too late. And, if you’re wondering just how that is done, then wonder no more as advice on the matter can be found below.

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Teaching them how to spend and manage their money

As you can probably attest, an important part of adulthood is being able to manage money properly. So, make sure your teen knows how to do it! First of all, make sure they know how to manage and spend the money they actually carry on their person (both in the form of physical banknotes and the money on their cards). Make sure they know where to spend their money and when to spend it. Make sure they know all about moderation. Make sure they know the importance of prioritization. And make sure they know that once money is spent on one thing, it cannot be spent on another.

And, once you’ve ingrained all of these good spending habits into your teen’s head, you need to teach them how their money is actually managed. This means, most importantly, that you need to teach them the importance of their bank accounts and savings accounts and the safest ways for them to be accessed. Also, you need to teach them of the importance of protecting their bank and card details at all costs.

Let them know of the financial obstacle they are likely to face

Life is full of financial obstacles, and it is better to teach your teens about them early in their life so that they will be able to successfully circumvent them as their life progresses and later in it.

One such obstacle that you should teach them about is debt. Simply, you should be as open and as frank as you possibly can about how debt forms and how it is then managed. First of all, you should make sure they know about all the ways in which debt is formed, and that even means telling them that it will form upon them taking out a student loan. You should then teach them as best as you can about the ways in which debt is fought, such as through the taking of debt relief programs for student loans. Basically, how debt is formed and then fought should be some of the first points you cover in the financial lessons you give your teen.

Your teen is soon to be a fully-fledged adult, and you will save them a lot of stress during this transition by getting them ready, as best as you can, for the financial world they are about to enter.

 

Things to teach your teen before they leave the nest

Things to teach your teen before they leave the nest

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Every parent out there wants to give their children the very best start in life. You work very hard to make sure they have a good education, while also spending loads of time with them to keep them happy. When it comes to leaving home, though, a lot of young adults are woefully unprepared. There are loads of little areas which need to be learned before they can safely live on their own. So, to help you out, this post will be exploring some of the less-obvious of them.

Budgeting: Being able to balance spending and saving is a skill which a lot of people simply don’t have. When bad habits are adopted early, they will be hard to drop, and the same can be said for good ones. Even if it means drawing up a plan for them, your child should have a solid understanding of their finances before they set off. This is especially useful for students or those on very low wages.

Borrowing: Getting loans and borrowing money are perfectly natural parts of life. A lot of people see this sort of action as negative, but, in the life of a youngster, it can be essential to have a way to get access to emergency funds. Credit cards for poor credit and new account holders are a great way to handle this. Limiting the amount which can be spent while giving a good safety net, these sorts of options are perfect for young people.

Moderation: Drinking, taking drugs, and experimenting with relationships are all a part of growing up. Of course, though, when too much of these things are had, they can start to become a problem. Being able to moderate themselves properly will start with childhood. Simple things, like limiting time spent watching TV or on the computer, will shape your child into someone with heaps of willpower.

Social Skills: Being shipped off to university or into a job without the ability to communicate with others will be very hard. Social skills, like moderation, have to be taught over many years, and this will start when your kid is very young. Taking them to playgroups before they are old enough to go to school is a great way to start. From there, though, you should try to give them as much exposure to others as possible.

Driving: Independence often starts with the ability to drive. Enabling them to work far away, while also giving them the chance to roam free, this sort of benefit is something a lot of modern kids have to live without. By helping your child to learn this skill; you can make their life a lot easier. Of course, though, you have to think about their budget, as a car will be expensive to run.

Hopefully, this post will inspire you to start working harder on the time you put into your child’s future. When they leave home, they will be exposed to lots of things they’ve never experienced before. While being scary, this will also be exciting, and you will be there at every step of the journey.